Privacy Policy

Effective date: September 30, 2026

Value-Club ("we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect when you visit this website, how we use it, and the choices you have.

1. Information We Collect

Information you provide: If you submit a form or request on this website, we may collect your name, email address, phone number, ZIP code, date of birth or age range, and insurance-related details.
Information collected automatically: When you visit, we and our service providers may automatically collect your IP address, browser type, device type, operating system, pages viewed, time spent on pages, referring URLs, and similar usage data.
Cookies and tracking technologies: We use cookies, pixels, and similar technologies to operate the site, remember preferences, measure performance, and support advertising, including the Meta (Facebook) pixel and analytics tools.

2. How We Use Your Information

To operate and improve this website and its content.
To respond to your requests and connect you with insurance providers or comparison services.
To measure and analyze site traffic and campaign performance.
To deliver and measure advertising, including on Meta platforms.
To comply with legal obligations and protect our rights.

3. How We Share Your Information

We may share your information with:

Service providers that help us operate the website, host data, or analyze traffic.
Advertising and marketing partners, including lead buyers and insurance providers, so they can contact you about quotes and offers you requested.
Legal authorities when required by law or to protect our rights, safety, or property.

We do not sell your personal information for money. Sharing with advertising partners as described above may be considered a "sale" or "sharing" under certain state privacy laws; see Section 7 for your rights.

4. Cookies and Your Choices

You can control cookies through your browser settings. Disabling cookies may affect how the website functions. To opt out of interest-based advertising, visit the Digital Advertising Alliance opt-out page or the NAI opt-out page. You can adjust your ad preferences in your Facebook settings.

5. Data Security and Retention

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security. We retain information for as long as reasonably necessary for the purposes described above.

6. Children's Privacy

This website is not directed to children under 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will delete it.

7. Your Privacy Rights

Depending on your state of residence (including California, Colorado, Connecticut, Virginia, and others with applicable privacy laws), you may have the right to know what personal information we collect, to request deletion or correction of your information, and to opt out of certain sharing for advertising. To exercise these rights, contact us at admin@value-club.site. We will not discriminate against you for exercising your rights.

8. Third-Party Links

This website links to third-party websites and offers. Their privacy practices are governed by their own policies, and we are not responsible for them. We encourage you to review the privacy policy of any third-party site you visit.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date.

10. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact us at admin@value-club.site.

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